Effective Date: 01.01.2025

Introduction

Welcome to Financial Sparta. By accessing or using our website [www.financialsparta.com], you agree to comply with and be bound by the following terms and conditions (“Terms of Use”). Please read these Terms of Use carefully before using our website. If you do not agree with these terms, you must not use our website.

1. Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and any other applicable laws and regulations.

2. Changes to Terms

Financial Sparta reserves the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the website following the posting of changes constitutes your acceptance of such changes.

3. Use of Content

All content on Financial Sparta, including text, graphics, images, and other material, is for informational purposes only. It is not intended as financial, investment, or legal advice. You should seek the advice of qualified professionals before making any financial decisions. We do not guarantee the accuracy, completeness, or usefulness of any information on our website.

4. User Conduct

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website. Prohibited behavior includes, but is not limited to:

Harassing or causing distress or inconvenience to any person.
Transmitting obscene or offensive content.
Disrupting the normal flow of dialogue on the website.
Uploading or distributing any virus, malware, or harmful component.

5. Intellectual Property

All content on Financial Sparta is the property of Financial Sparta or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

6. Third-Party Links

Our website may contain links to third-party websites for your convenience. Financial Sparta has no control over the content of these websites and is not responsible for their accuracy or reliability. The inclusion of any link does not imply endorsement by Financial Sparta.

7. Disclaimers and Limitation of Liability

Financial Sparta provides the website on an “as-is” and “as-available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the website or the information, content, materials, or products included on the website. To the fullest extent permissible by applicable law, Financial Sparta disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

Financial Sparta will not be liable for any damages of any kind arising from the use of the website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless Financial Sparta, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from your use of the website or your violation of these Terms of Use.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Republic of Georgia, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Georgia for the resolution of any disputes.

10. Termination

Financial Sparta reserves the right to terminate or suspend your access to the website, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users of the website, us, or third parties, or for any other reason at our sole discretion.